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Terms and Conditions

Welcome to Finbudcredit! These Terms and Conditions (“Terms”) govern your access to and use of the Finbudcredit merchant platform (“Platform”) operated by Finbudcredit (“we,” “us,” or “our”). By registering on or using the Platform as a merchant, you agree to be bound by these Terms.

1. Eligibility

To use the Platform as a merchant, you must:

  • Be at least 18 years old and able to form legally binding contracts.
  • Have a valid GSTIN and an active bank account in your business name.
  • Provide accurate, current, and complete information during registration and maintain it.

2. Merchant Accounts

When you create a merchant account, you agree to maintain accurate account information, keep your login credentials secure, and be responsible for all activities under your account. You must notify us immediately of any unauthorized use.

3. Platform Services

The Platform provides technology tools and services that enable merchants to:

  • List and manage products
  • Track orders and inventory
  • View reports and analytics
  • Manage shipping and logistics

Finbudcredit does not issue loans, evaluate creditworthiness, or collect payments from end customers. All credit terms and customer interactions are managed directly by you, the merchant.

4. Fees and Payment

By subscribing to any of our plans (Free Seller, Basic Seller, Pro Seller), you agree to pay the applicable subscription fees as displayed on the Platform. Subscription fees are charged on a monthly basis unless otherwise stated.

All fees paid to Finbudcredit for platform services are non‑refundable once the service period has begun. We reserve the right to change fees at any time with advance notice.

5. Merchant Obligations

You agree to:

  • Comply with all applicable laws and regulations.
  • Not use the Platform for fraudulent or unlawful activities.
  • Provide accurate product information and fulfill orders responsibly.
  • Ensure customer privacy and data protection as required by applicable laws.

6. Account Suspension or Termination

We may suspend or terminate your account, without notice or liability, for any breach of these Terms, non‑payment of fees, fraudulent conduct, or any misuse of the Platform.

7. Intellectual Property

The Platform and all content, trademarks, logos, and designs used by us are the property of Finbudcredit or its licensors. You agree not to copy, reproduce, modify, or distribute any content from the Platform without prior written permission.

8. Disclaimers

The Platform is provided “as is” and “as available.” We make no warranties, express or implied, regarding the reliability, accuracy, or suitability of the Platform for your business needs. We do not provide financial or legal advice.

9. Limitation of Liability

To the fullest extent permitted by law, Finbudcredit will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the Platform, including loss of profits, data, or business interruption.

10. Indemnification

You agree to indemnify and hold Finbudcredit harmless from any claims, losses, liabilities, damages, and expenses (including attorney fees) arising out of your use of the Platform, violation of these Terms, or infringement of any third‑party rights.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the Platform after changes signifies acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

Contact Us

If you have any questions about these Terms or your account, contact us at: support@finbudcredit.com.

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