Privacy Policy

Your privacy matters to us. This Privacy Policy explains how Finbudcredit (“we”, “us”, “our”) collects, uses, shares, and protects your personal information when you access or use our merchant platform (“Platform”).

1. Information We Collect

We collect the following types of information:

• Account Information: Name, email address, business name, GSTIN, bank account details.
• Contact Information: Phone number, mailing address.
• Usage Data: Information about how you interact with the Platform (pages viewed, features used).
• Technical Data: IP address, browser type, device identifiers, and other system data.

2. How We Use Your Information

We use your information to:

• Provide, maintain, and improve the Platform and its features.
• Verify your identity and process merchant registration.
• Communicate about your account and Platform updates.
• Monitor and analyze usage to enhance performance and security.

3. Legal Basis for Processing

We process your personal information based on:

• Your consent (when you agree to these terms).
• Contractual necessity to provide Platform services.
• Compliance with legal obligations.

4. Sharing Your Information

We do not sell or rent your personal data. We may share information with:

• Service providers who assist in payment processing, hosting, analytics, or support.
• Legal authorities when required by law or to protect our rights.

5. Data Retention

We retain your personal information as long as necessary to provide the Platform, comply with legal obligations, resolve disputes, and enforce agreements.

6. Security

We implement reasonable technical and organizational safeguards to protect your personal information from unauthorized access, disclosure, or misuse.

7. Your Choices

You can update or correct your account information anytime by logging into your account. You may also contact us to request removal of certain data, subject to legal restrictions.

8. Cookies and Tracking

We may use cookies and similar technologies to enhance your experience and gather usage data. You can adjust your browser settings to reject cookies, but this may affect Platform functionality.

9. Children’s Privacy

Our Platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

10. Changes to this Policy

We may update this Privacy Policy from time to time. The updated version will be posted with a revised “Last Updated” date. Continued use of the Platform after changes indicates acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy, please contact us at: support@finbudcredit.com.